SECURE YOUR FUTURE WITH SMART GROUP VSTD BENEFITS

EMPOWERING EMPLOYEES WITH COMPREHENSIVE, TAX‑ADVANTAGED HEALTH AND WELFARE PLANS THAT PROTECT FAMILIES AND BOOST WORKPLACE PRODUCTIVITY.

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ABOUT US

Our Story

OUR STORY

SMART GROUP VSTD PLAN AND TRUST has dedicated decades to empowering employees through expertly managed, tax-advantaged benefits under the Voluntary Employees’ Beneficiary Association framework. Our employer-backed structure ensures robust, reliable solutions designed to protect and enhance member well-being, combining financial acumen with a steadfast commitment to long-term stability.

Member First Commitment

MEMBER FIRST COMMITMENT

We uphold member first commitment in everything we do

Uncompromising Integrity

UNCOMPROMISING INTEGRITY

We uphold uncompromising integrity in everything we do

SERVICES

Customized Group Insurance

CUSTOMIZED GROUP INSURANCE

Tailored health, dental, and life coverage plans that balance affordability with comprehensive protection for members and their families.

Retirement Plan Administration

RETIREMENT PLAN ADMINISTRATION

Expertly managed 401(k) and pension arrangements delivering reliable retirement benefits while ensuring regulatory compliance and optimal investment strategies.

Wellness & Risk Management

WELLNESS & RISK MANAGEMENT

Proactive health initiatives and risk mitigation services that reduce claims, improve employee well‑being, and lower overall costs.

PRIVACY & TERMS

OUR COMMITMENT TO YOUR PRIVACY

At SMART GROUP VSTD PLAN AND TRUST, we take your privacy seriously. We collect and process your personal information in accordance with applicable data protection laws and regulations.

INFORMATION WE COLLECT: We may collect personal information such as your name, email address, phone number, and any other information you provide when contacting us or using our services.

HOW WE USE YOUR INFORMATION: Your information is used to provide our services, communicate with you, improve our offerings, and comply with legal obligations.

DATA PROTECTION: We implement appropriate technical and organizational measures to protect your personal data against unauthorized access, alteration, or destruction.

YOUR RIGHTS: You have the right to access, correct, or delete your personal information. Contact us if you wish to exercise these rights.

WHY CHOOSE US

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EXPERTISE

Years of experience and deep industry knowledge to deliver exceptional results

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RELIABILITY

Consistent, dependable service you can count on every single time

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INTEGRITY

Honest, transparent business practices built on trust and respect

QUALITY

Premium solutions that exceed expectations and industry standards

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SUPPORT

Dedicated customer service team ready to assist you whenever needed

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INNOVATION

Cutting-edge approaches and modern solutions for today's challenges

FAQ

WHAT IS A VOLUNTARY EMPLOYEES' BENEFICIARY ASSOCIATION (VEBA)?

A VEBA is a tax-exempt organization that provides health, dental, and wellness benefits to employees via pre-tax contributions, managed by SMART GROUP VSTD PLAN AND TRUST.

HOW DO I ENROLL IN THIS PLAN?

Employers establish the plan; eligible employees enroll during open enrollment or new-hire onboarding through employer-provided enrollment portals or HR departments.

ARE CONTRIBUTIONS TAX-DEDUCTIBLE?

Employer contributions are tax-deductible; employee pre-tax contributions reduce taxable income, but distributions for qualified benefits are tax-free.

WHAT EXPENSES ARE COVERED BY THE PLAN?

The plan typically covers medical, dental, vision, prescription drugs, and wellness programs for eligible participants and their dependents.

CONTACT

Details

ADDRESS:
1750 NEW YORK AVENUE NW 600, WASHINGTON, DC 20006

PHONE:
(216) 228 9400

EMAIL:
[email protected]

WEBSITE:
https://smartmaxgroup.com